FINTECH

Navigate the Complex World of FinTech with Expert Guidance

We provide comprehensive consulting on licensing, security, and technology to launch and scale your financial innovations in the EU market.

100+ Successful Projects
15+ Years of Experience
98% Client Satisfaction
Digital interface showing financial data and security protocols.

What Our Clients Say

We are proud to partner with innovators and leaders in the financial technology space.

Warsaw FinTech Consulting was instrumental in our European market entry. Their deep understanding of the licensing process in Poland saved us months of work and potential pitfalls. Their team is not just knowledgeable but also incredibly responsive and proactive. They provided clear, actionable advice that allowed us to launch our payment services with complete confidence. We consider them a vital part of our strategic team and highly recommend their services.

Jan Kowalski CEO, NeoPay Solutions, Berlin

The security audit and tech stack review conducted by Warsaw FinTech were eye-opening. They identified critical vulnerabilities we had overlooked and provided a concrete roadmap for strengthening our infrastructure. Their expertise in both cybersecurity and financial regulations is a rare and valuable combination. Thanks to their guidance, we have a more resilient, scalable, and secure platform, which has been a key factor in earning the trust of our enterprise clients. Their professionalism is unmatched.

Anna Nowak CTO, SecureWallet Inc., Krakow

As a startup, we needed a partner who could guide us through everything from compliance to technology choices. Warsaw FinTech exceeded our expectations. They didn't just provide a service; they became mentors. They helped us refine our business model to be compliant by design and recommended a technology stack that was both cost-effective and ready for future growth. Their hands-on approach and genuine interest in our success made all the difference. We wouldn't be where we are today without them.

Piotr Wiśniewski Founder, FinStarter, Warsaw

Our Engagement Process in 4 Steps

We follow a structured, transparent process to ensure your objectives are met efficiently and effectively.

1

Initial Discovery & Scoping Session

We start with a deep-dive session to understand your business model, goals, and specific challenges. This phase is crucial for defining the project scope, key deliverables, and a strategic roadmap. We analyze your current position and identify the most critical areas for intervention, ensuring our approach is perfectly aligned with your vision.

2

Strategic Planning & Roadmapping

Based on the discovery phase, our team develops a comprehensive strategy and a detailed action plan. This includes selecting the appropriate regulatory frameworks, designing a robust security architecture, and recommending the optimal technology stack. You'll receive a clear roadmap with milestones, timelines, and resource allocation for full transparency.

3

Implementation & Execution Support

We don't just advise; we actively support you through the implementation phase. Our experts work alongside your team to manage licensing applications, integrate security protocols, and oversee technology deployment. We ensure a smooth execution process, mitigating risks and overcoming any hurdles that may arise along the way.

4

Ongoing Compliance & Optimization

The FinTech landscape is constantly evolving. We provide continuous support to ensure your operations remain compliant with new regulations and optimized for performance. This includes regular security audits, technology stack reviews, and strategic guidance to help you adapt and thrive in a dynamic market, ensuring long-term success.

Our Consulting Packages

Choose a plan that fits your needs. Contact us for custom enterprise solutions.

Advisory Retainer

$5,000 /qtr

Rocznie: $4,250

  • Ad-hoc expert advice (10 hours/qtr)
  • Regulatory updates digest
  • Priority email support
Select Plan

Strategic Partner

Custom

Rocznie: Custom

  • Everything in Project Boost
  • Full licensing application support
  • On-site workshops & C-level advisory
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Who We Partner With

Our expertise is tailored to support a diverse range of clients within the financial technology ecosystem.

Startups

Ambitious FinTech Startups

We help early-stage companies navigate the complexities of market entry, from securing initial funding and licenses to building a scalable and secure technology foundation.

Scale-ups

Growing Payment Institutions

For established businesses looking to expand, we offer strategic advice on cross-border licensing, enhancing security infrastructure, and optimizing technology for higher transaction volumes.

Institutions

Established Financial Institutions

We partner with traditional banks and financial institutions to help them innovate, integrate new technologies, and launch digital-first products while maintaining regulatory compliance.

Investors

Venture Capital & Investors

We provide due diligence and technical advisory services for investors looking to assess the viability, security, and compliance of potential FinTech investments.

Our Core FinTech Consulting Services

We offer a modular suite of services designed to address the critical challenges faced by modern FinTech companies at every stage of their growth.

Comprehensive FinTech Support

End-to-end strategic guidance for startups and established players, covering business model validation, market entry, and scaling.

Regulatory Licensing & Compliance

Navigate the complexities of EU regulations. We specialize in securing EMI, PI, and Crypto Asset licenses, ensuring full compliance.

Cybersecurity & Data Protection

Implement robust security frameworks to protect your assets and customer data, meeting the highest industry standards.

Advanced Technology Stack Advisory

We help you design, build, and optimize a scalable, secure, and efficient technology infrastructure. Our experts advise on architecture, cloud solutions, and third-party integrations to create a future-proof platform for your financial services.

Market Entry Strategy

Leverage our local market expertise to successfully launch your product in Poland and the broader CEE region.

Risk Management Frameworks

Develop and implement comprehensive risk management systems to identify, assess, and mitigate financial, operational, and regulatory risks.

Frequently Asked Questions

Find answers to common questions about our FinTech consulting services.

Our primary expertise lies within the European Union, with a deep specialization in the Polish regulatory landscape under the KNF. We are well-versed in PSD2, MiCA, and AML directives, enabling us to assist clients with obtaining EMI, PI, and crypto asset licenses across the EU. We also have a network of partners to facilitate guidance in other key global FinTech hubs.

The timeline for obtaining a FinTech license varies significantly based on the license type and the completeness of the application. A Small Payment Institution (MIP) license in Poland might take 3-4 months, while a full E-Money Institution (EMI) license can take 9-12 months or more. We help streamline this process by ensuring your application is complete and of high quality, minimizing delays.

Absolutely. Our technology stack advisory is a core service. We help you choose the right architecture, cloud providers, and third-party integrations for your specific needs. We focus on building systems that are not only scalable and performant but also secure and compliant with financial industry standards. Our goal is to ensure your technology is a business enabler, not a bottleneck.

We offer flexible engagement models. This includes fixed-fee packages for specific projects like license applications or security audits, as well as monthly retainer packages for ongoing advisory. For large-scale projects, we work on a custom-quoted basis. We believe in transparency and will provide a detailed proposal outlining all costs before any work begins.

Start Your FinTech Journey Today

Schedule a free, no-obligation consultation to discuss your project with one of our experts.